Category: Insurance Tips

The Car Loan Survival Guide

The Car Loan Survival Guide

It’s often a wise financial decision to buy a newer car, with a factory warranty, rather than shelling out cash for an older car. An older car may cost you big in the long run, when you pay more for:

Unscheduled parts and repairs
Gas on a car with worse gas mileage than a newer model
Insurance, on [...]

Buying a Car with Insurance Premiums in Mind

Buying a Car with Insurance Premiums in Mind

Optimal protection in an accident is just one reason to purchase a safe car. Your car insurance rates will be lower by owning one as well. What should you look for in a safe car so you can qualify for these lower rates?
Newer is usually better

Newer cars tend to have more safety features. If you [...]

How To Negotiate Lower Car Insurance Premiums

How To Negotiate Lower Car Insurance Premiums

You’ve done your research. You’ve shopped around. You’ve avoided the crocodile pit of unethical car salesmen, found a good dealer, a great car, and negotiated a fair price. You’ve got a new set of car keys in your pocket and a smile on your face. But you’re not done yet.
Before you can enjoy that new [...]

A Few Things You Need to Know Before You Finance a Car

A Few Things You Need to Know Before You Finance a Car

Once you’ve made the decision (or your old heap has made the decision for you) to buy a new car, the fun part comes in choosing the style (fast-and-furious or family-friendly), the color and the options.
Not so much fun will be figuring out how to pay for it. While there are some people who have [...]