Myths about car insurance abound, obscuring the facts about every aspect of car insurance cover from premiums to what policies cover and what they do not. If you think you know everything there is to know about car insurance, read on
If you are a parent of a young driver or you are a young driver yourself, finding insurance you can afford can be a challenge. Though you will usually have to pay more than older drivers for the same car insurance coverage, you can take some steps to keep your costs down.
You may not have become a fully-fledged driver yet but that doesn’t mean that you’re off the hook when it comes to being adequately insured. As a learner driver, there needs to be some kind of coverage in place in case you’re involved in an accident during one of your lessons and this applies whether [...]
Statistics show that first time drivers accrue more accidents and traffic violations than experienced drivers. This is precisely why first time drivers always pay a higher insurance rate than experienced drivers. While there’s very little a first time driver can do about obtaining a rate that is comparable to an experienced driver’s rate, it is [...]
First time buyers are likely to be quoted higher car insurance rates than drivers with established records – rates of up to 50% higher are not unheard of. Actuaries determine the risk for all possible population segments, and even though their assessment of first time buyers may not seem fair, you shouldn’t take things personally! [...]
